What we do?

An ABHIKARTA plays a crucial role in helping individuals, families, and businesses make informed decisions about their insurance needs. Their job role encompasses various responsibilities, including:

1. Assessment of Needs: An ABHIKARTA begins by assessing the insurance needs of clients. They analyze factors such as age, health, income, assets, liabilities, and personal or business risks to determine the appropriate types and levels of insurance coverage required.
2. Education and Guidance: They educate clients about different types of insurance policies available, including life insurance, health insurance, property and casualty insurance, disability insurance, and liability insurance. They explain the features, benefits, and limitations of each policy to help clients understand their options.
3. Customized Recommendations: Based on the assessment of client needs, ABHIKARTA make personalized recommendations regarding the types of insurance coverage that best suit the client’s circumstances. They may recommend specific insurance products, coverage amounts, and policy features tailored to the client’s budget and objectives.
4. Policy Comparison and Selection: ABHIKARTA help clients compare insurance policies from different insurance carriers to find the most suitable coverage at competitive rates. They explain the differences between policies, including premiums, deductibles, coverage limits, exclusions, and policy terms, to assist clients in making informed decisions.
5. Application and Underwriting Assistance: Once clients decide on a policy, ABHIKARTA help them complete the insurance application process. They may assist with gathering necessary documentation, completing forms accurately, and providing additional information required by insurance underwriters.
6. Policy Review and Adjustments: ABHIKARTA periodically review clients’ insurance coverage to ensure it remains adequate and relevant. They assess changes in clients’ circumstances, such as marriage, childbirth, career changes, or business expansion, and recommend adjustments to insurance policies as needed.
7. Claims Assistance: In the event of a covered loss or claim, ABHIKARTA support clients throughout the claims process. They help clients understand their policy coverage, file claims with the insurance company, and navigate any challenges or disputes that may arise during the claims settlement.
8. Client Relationship Management: ABHIKARTA build and maintain long-term relationships with clients by providing ongoing support, advice, and assistance with their insurance needs. They serve as trusted advisors, addressing clients’ questions, concerns, and changing circumstances over time.
9. Compliance and Ethical Standards: ABHIKARTA adhere to industry regulations, ethical standards, and professional codes of conduct in their interactions with clients. They prioritize transparency, honesty, and integrity in all aspects of their work to earn and maintain clients’ trust.

Overall, the job role of An ABHIKARTA involves guiding clients through the insurance process, from assessing needs and recommending coverage to assisting with applications, claims, and ongoing policy management, with a focus on providing personalized, trustworthy advice and service.